This McMansion on Fairway Drive near here was just a hole in the ground when we left for Tucson in mid-January. Despite a couple of blizzards and record cold, when we returned two months later we were amazed to see the progress. Now the bricklayers are done, the basement floor is finished and the ceramic and floors are on the way. The guy hanging the siding said the house will be occupied in May. Amazing. That's a four-month house. You can hold capital or put it to work, I guess.